We don't sell your information. Your contact details are used only to send you refinance alerts when rates drop meaningfully for your situation and email and text messages. You control how often you hear from us and can unsubscribe anytime.

No. You'll get alerts when rates are favorable—not sales calls. When you're ready to refinance, you can work with a loan officer of your choice. We're here to inform, not to push.

That's fine. Signing up doesn't commit you to anything. You'll receive alerts when rates drop below your threshold so you're informed. If you decide to refinance later, great. If not, you can unsubscribe at any time.

We use general data from many sources like Bankrate and Freddie Mac and compare it to your current rate. You can adjust the "refi threshold" (how much lower rates need to be) based on your situation. When the market dips below that threshold, we alert you. Your actual break-even depends on closing costs and how long you plan to stay—we help you spot the opportunity; you decide with your local loan officer or financial advisor based on what rates are specifically available to you and if it makes sense. The rates provided are not a guarantee to lend.

Yes. If you'd like your family or friend to be associated with your loans so you both get notified when rates drop, they can use our service. Professional accounts use paid plans (CORE, VELOCITY, or APEX) billed through Stripe, with our No Risk Money Back Guarantee on subscription fees.

No. Think of us as a public relations and marketing company for financial professionals. We help the pros enhance and automate their financial communication for people like you. Our technology enables local professionals to cut out the busy work and focus on relationships and personally helping each individual they work with.