Financial Calculators (19)
Our powerful financial calculators are designed to help you make informed investment decisions, analyze returns, and plan your financial future. Our calculators are fully mobile-friendly and easy to share, making it simple to collaborate on financial planning from any device.
Mortgage Calculators
Each mortgage scenario is unique. Mortgage calculations can be complex, but we've customized various mortgage calculators to simplify each mortgage experience.
Calculate the repayment of a typical loan. I.e. mortgages, auto loans, student loans, personal loans.
Calculate your mortgage with closing costs, PMI, APR and down payment analysis.
Calculate your max loan amount based on your income, expenses, debt-to-income ratio, etc.
Easily compare two loans side by side (mortgages, auto loans, student loans, etc.).
Compare a 15-year and 30-year mortgage side by side to see the trade-offs in monthly payment, total interest, and equity building.
Compare up to 4 loan scenarios side by side with a data grid, cumulative cost chart, and individual amortization tables.
Compare how different interest rates effects your monthly payments and total loan cost.
Calculate how much extra payments on a loan will save you in time and interest.
See the pros and cons of refinancing your current mortgage loan.
See the true cost of your loan by comparing the original price to the total amount you will pay.
Calculate the pros and cons of recasting your mortgage loan.
Calculate the APR (Annual Percentage Rate) on your loan.
Finance Calculators
Unique financial goals need clear insights. We've customized complex calculations for investments, debt, and savings.
Calculate how long it will take to double your money at a given interest rate.
Visualize compound growth over time with interactive charts and customizable measurement points.
Calculate how much gain you need to recover from a loss.
Quickly calculate your Emergency Savings based on your monthly income and expenses.
Simple calculator to compare the relationship between bond yields and interest rates.
Calculate & compare which debts are best to pay off first.
Other Calculators
Additional tools and specialty calculators for various financial scenarios.
A fun calculator to predict the probability of success if you never try. Hint: It's always 0 %.
Browse All Financial Calculators
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Best Mobile Friendly Financial Calculators
Comprehensive Financial Planning Tools for Smart Decisions
Our comprehensive suite of financial calculators helps you make informed decisions about loans, investments, and personal finance. Whether you're buying your first home, refinancing, or planning for retirement, these tools provide accurate insights for your financial journey. We've made them easy to share so you can discuss the details with your financial advisor, clients, friends, or spouse.
Mortgage Calculator Benefits
Our mortgage calculators are designed to help you understand the true cost of homeownership. Calculate monthly payments, compare loan terms, and analyze amortization schedules with precision. These tools help you understand your debt-to-income ratio (DTI), evaluate different scenarios between 15-year and 30-year terms, and determine how much house you can afford. Whether you're a first-time homebuyer or an experienced investor, our mortgage calculators provide the clarity you need.
Amortization Calculator - Track Your Loan Progress
Our amortization calculator helps you visualize how each payment reduces your loan balance over time. See detailed monthly breakdowns of principal and interest payments, understand how extra payments can save thousands in interest, and plan your payoff strategy effectively. This calculator works for mortgages, auto loans, student loans, and any amortized loan type.
Home Affordability Calculator - Know Your Budget
Before you start house hunting, use our home affordability calculator to determine your maximum loan amount based on your income, monthly expenses, and debt-to-income ratio. This tool considers property taxes, insurance, HOA fees, and other costs to give you a realistic picture of what you can afford. Make confident decisions backed by solid financial analysis.
Loan Comparison Calculator - Find the Best Deal
Compare different loan options side by side with our loan comparison calculator. Evaluate interest rates, loan terms, monthly payments, and total interest costs simultaneously. This powerful tool helps you identify which loan offers the best value for your specific situation, whether you're comparing mortgages, auto loans, or personal loans.
Refinance Calculator - Maximize Your Savings
Considering refinancing your mortgage? Our refinance calculator shows you the pros and cons of refinancing, including break-even analysis, closing costs, and potential monthly savings. Understand whether it makes financial sense to refinance based on current interest rates and your remaining loan term.
Extra Payment Calculator - Pay Off Your Loan Faster
See the dramatic impact of extra payments with our calculator. Even small additional payments can save you thousands in interest and shave years off your loan term. Visualize different payment strategies and choose the one that fits your budget and goals. This calculator is perfect for anyone looking to become debt-free faster.
Investment and Finance Calculators
Compounding Interest Calculator - Watch Your Wealth Grow
Understand the power of compound interest with our interactive calculator. Visualize how your investments grow over time with detailed charts and customizable measurement points. Whether you're planning for retirement, saving for a major purchase, or building wealth, this calculator shows you the potential of consistent investing and the time value of money.
Investment Loss Makeup Calculator - Plan Your Recovery
After a market downturn, this calculator shows you exactly how much gain you need to recover from a loss. Understand the asymmetric nature of investment losses and gains, and make informed decisions about risk management and portfolio rebalancing.
Emergency Savings Calculator - Build Your Safety Net
Financial experts recommend having 3-6 months of expenses saved for emergencies. Our calculator helps you determine your ideal emergency fund target based on your monthly income, expenses, and financial obligations. Start building financial security today with a clear savings goal.
Debt Payoff Calculator - Become Debt-Free
Compare different debt payoff strategies including the debt avalanche (highest interest first) and debt snowball (smallest balance first) methods. See which approach saves you the most money and keeps you motivated on your journey to financial freedom.
Why Choose Our Financial Calculators
- Mobile-Friendly Design
All calculators work perfectly on any device - phone, tablet, or desktop. Calculate on the go, wherever you are.
- Easy to Share
Share calculations with your spouse, financial advisor, or loan officer. Collaborate on financial decisions with sharable links.
- Accurate Calculations
Our calculators use industry-standard formulas to provide precise results you can trust for important financial decisions.
- Interactive Visualizations
Charts, graphs, and tables help you understand complex financial concepts at a glance. See the big picture and the details.
- No Registration Required
Use our calculators instantly without creating an account. Get the answers you need right now.
- Comprehensive Tools
From basic loan calculations to advanced investment analysis, we provide calculators for every financial need.
Understanding Key Financial Concepts
Making informed financial decisions requires understanding these essential concepts:
- Interest Rates and APR
Learn how annual percentage rates (APR) affect your total loan cost and monthly payments. Compare APR vs. interest rate to understand the true cost of borrowing.
- Loan Term Impact
Understand how choosing a 15-year vs. 30-year mortgage affects your monthly payment, total interest paid, and equity building. Shorter terms mean higher payments but significant interest savings.
- Principal and Interest
See how each payment is split between principal (reducing your balance) and interest (cost of borrowing). Early payments are mostly interest, while later payments reduce principal faster.
- Debt-to-Income Ratio
Lenders use DTI to determine how much you can borrow. Calculate your ratio and understand how it affects loan approval and interest rates.
- Amortization Schedule
View your complete loan payment schedule showing how your balance decreases over time. Plan extra payments and see the impact immediately.
- Time Value of Money
Understand how money today is worth more than money tomorrow due to earning potential. This concept is crucial for investment and loan decisions.
