Privacy Policy

Last updated: January 1, 2024

Zenith Repo, LLC ("we," "us," or "our") understands the importance of privacy to our customers (also referred to as "you," "user," or "your"). We developed this Privacy Policy ("Policy") to describe how we collect, use, share, and protect your Personal Information (described below). This Policy applies to Personal Information collected or processed through the service you are currently using and the technology supporting the service, including, our website (QuoteBooster.app), web platform(s), the trade management and optimization software platform, or any additional Quote Booster offered online products or services (collectively, the "Services").

PLEASE READ THIS POLICY CAREFULLY. By accessing and using the Services, you agree to be bound by the terms of this Policy. If you do not agree with the terms of this Policy, you should immediately cease all use of the Services. After you read this Policy, please read our Terms of Service. In the event any terms in this Policy conflict with the Terms of Service, the Terms of Service shall control.

1. What is Personal Information?

"Personal Information" is information that, either alone or in combination with other information, identifies or relates to a particular individual. Examples of Personal Information include, among others, name, email address, mailing address, health information, financial information, real estate information, and online identifiers.

2. Types of Personal Information We Collect and Use

A) Information that you provide us

To provide you the Services, we may request you provide us certain information (including Personal Information). We do not collect any Personal Information regarding racial or ethnic origin, political opinions, or religious or philosophical beliefs.

For example, when you request a "Demo" of the Services, by filling out the applicable online form, we may ask you to provide the following Personal Information:

• Name

• Email address,

• Real estate, Mortgage or other financial information, and/or

• Employment information.

We will indicate on the form whether a particular field of information is mandatory or optional. If you choose not to provide certain information, we may not be able to provide you the requested Services.

You may also upload data owned by your company ("Company Data") into the Services for management and analytic purposes. We will only use Company Data to improve the Services.

B) Information we automatically collect from you

Cookies are small data files that are transferred to your computer's hard disk and are used to store information about website visits, your preferences, and enhance website functionality. To improve your overall experience with the Services, we may use cookies, device identifiers, or similar technologies such as pixels, web beacons, and local storage for the following purposes: to improve the functionality of the Services, to remember your online preferences within the Services, and to help us better understand how you interact with the Services.

Most browsers provide you with the ability to block, delete, or disable cookies. If you choose to reject cookies or block device identifiers, some features of the Services may not be available, or some functionality may be limited or unavailable. Please review the help pages of your browser for assistance with changing your settings.

Some of our service providers may use cookies or other methods to gather information regarding your use of the Services, and may combine the information in these cookies with any Personal Information about you that they may have. The use of such tracking information by a third party depends on the privacy policy of that third party. We do not respond to Do Not Track ("DNT") signals sent to us by your browser at this time. To learn more about how DNT works, please visit http://allaboutdnt.com/.

Google Analytics

To assist us with analyzing the traffic to our Services through cookies and similar technologies, we may use analytic services, including Google Analytics. For more information on Google Analytics' processing of your information, please see "How Google uses data when you use our partners' sites or apps."

Log File Information

When you use the Services, our servers automatically record information, including Internet Protocol Address, browser type, referring URLS (e.g., the site you visited before coming to the Services), domain names associated with your internet service provider, information on your interaction with the Services, and other such information (collectively, "Log File Information"). We may also collect similar information from emails sent to you which then help us track which emails are opened and which links are clicked by recipients.

We use Log File Information collected from our implementation of the Services to improve the functionality and content of the Services, and to secure the Services by identifying potential threats and vulnerabilities.

3. How We Use Personal Information

To improve your overall experience with the Services, we may use your Personal Information for the following purposes:

• Offering our Services to you,

• Administering and improving the Services,

• Managing your account,

• Protecting our rights to the Services,

• Meeting legal obligations, and

• Other purposes related to the reasons for which you provided Personal Information to Quote Booster.

We will retain your Personal Information only as long as necessary to fulfill the purposes for which we collected and processed the Personal Information, or as required by applicable laws.

4. No Compete Guarantee

When using our platform, you may upload information about other people, entities, clients, including contact details, preferences, and interaction history (collectively, "Client Data"). We understand the sensitive nature of Client Data and are committed to protecting it in accordance with these terms and applicable law.

Our No-Compete Guarantee states that we will not use Client Data for any marketing, solicitation, or competitive purposes. We will only process Client Data as necessary to provide the Services to you and your Clients, to comply with legal obligations, and as otherwise specified in these terms.

If you terminate your use of our Services, we reserve the right to send three notifications to your Clients informing them of your departure. This notification may include: (a) information about service continuity, (b) a link to our website, (c) our contact information, and (d) any disclosures required by law or our Terms of Service.

Upon receiving this notification, each Client may elect to maintain their profile and associated data on our platform. If a Client makes this election, you will no longer have access to that Client's data, and the Client may continue using our Services independently of their association with you. If you return to the platform, you will not have access to that Client's data, but you may upload new Client Data or request they share their data with you.

We acknowledge that Clients have certain rights regarding their personal information. Any Client may request to access, modify, or delete their information from our platform, regardless of which user originally provided the information. These Client data rights take precedence over any user's claims to the Client Data.

You represent and warrant that: (a) you have obtained all necessary rights and consents to share Client Data with us, (b) your sharing of Client Data complies with applicable law and your agreements with Clients, and (c) you will maintain accurate and up-to-date records of Client consents and preferences.

5. Disclosure of Personal Information

We will not disclose Personal Information except as set forth in this Policy. This Section describes to whom we disclose Personal Information and the purposes for disclosure:

Service Providers. We engage third party service providers to assist us in our day-to-day operations, hosting our Services, and performing analytical or administrative services on our behalf. We take commercially reasonable steps to ensure our service providers provide at least the same level of protection for Personal Information as we do.

Companies Involved in Mergers and Acquisitions Transactions. If we sell or otherwise transfer part or the whole of our business or assets to another organization (e.g., in the course of a transaction like a merger, acquisition, bankruptcy, dissolution, or liquidation), any information collected through the Services, including Personal Information, may be among the items sold or transferred.

Law Enforcement, Government Agencies, and Courts. We may disclose Personal Information at the request of law enforcement or government agencies; in response to subpoenas, court orders, or other legal process; to establish, protect, or exercise our rights; to defend against a legal claim; to protect the rights, property, or safety of any other person; or as otherwise required by law.

6. Protection of Personal Information

We prioritize the security of Personal Information. We use commercially reasonable safeguards, including, but not limited to, industry-standard encryption technology, to help keep Personal Information collected through the Services secure.

However, we cannot guarantee the security of Personal Information during its transmission or its storage. While we attempt to ensure the integrity and security of Personal Information, we cannot guarantee that our security measures will prevent third parties such as hackers from illegally obtaining access to Personal Information. We do not represent or warrant that Personal Information about you will be protected against, loss, misuse, or alteration by third parties.

7. Accessing, Updating, or Deleting Personal Information

If you would like to access, update, or delete your Personal Information, you may submit a request via the contact information listed in Section 14 (How to Contact Us) below. We will promptly review all such requests in accordance with applicable law.

8. Retention and Deletion

As discussed above, in Section 3 (How We Use Personal Information), we keep your Personal Information only as long as necessary to fulfill the purposes for which it was collected and processed, including for the purposes of satisfying any legal, regulatory, accounting or reporting requirements. We may de-identify, aggregate, or otherwise anonymize your Personal Information consistent with applicable laws and industry standards so that it can no longer be associated with you, in which case it is then treated as non-personal information.

In certain circumstances, we may not be able to completely remove your Personal Information from our systems. For example, we may retain your Personal Information if necessary to prevent fraud or future abuse, for account recovery purposes, if required by law, or as retained in our data backup systems or cached or archived pages.

9. Personal Information Transferred to the U.S.

If you are using the Services outside the United States, please be aware that Personal Information may be transferred to, stored, and processed in the United States. Although we take steps to provide adequate safeguards, the data protection laws of the United States might not be as comprehensive as those in your country. By using the Services, you consent to your information being transferred to the United States for the purposes described in this Policy.

10. Opting Out of Receiving Electronic Communications

With your permission, we may send you marketing or promotional materials or other information via email ("Communications"). You may choose to stop receiving Communications by clicking on the conspicuous "Unsubscribe" link located at the bottom of any email we send to you. Please note that certain Communications are necessary for the proper functioning and use of the Services and you may not have the ability to opt out of those Communications.

11. Children's Privacy

We do not knowingly collect or solicit Personal Information directly from anyone under the age of thirteen. If you are under thirteen, please do not send any Personal Information about yourself to us through the Services or offline. If we determine Personal Information belongs to an individual under the age of thirteen, we will immediately take action to delete the Personal Information.

12. Third Party Websites and Links, Including Social Media

We are not responsible for the practices employed by any non-Quote Booster operated websites or services linked to or from the Services, including the information or content contained therein. A link to a third party's website should not be construed as an endorsement. We encourage you to investigate and ask questions before disclosing Personal Information to third parties.

13. Changes to the Policy

We may update this Policy from time to time, so please review this Policy periodically. If we make a change to this Policy that, in our sole discretion, is material, we will notify you as appropriate under the circumstances. Unless otherwise indicated, any changes to this Policy will apply immediately upon posting to the Services.

14. How to Contact Us

If you have any questions about this Policy, please contact us at:

Email: info@quotebooster.app

Phone: 801-000-0000

Mailing Address: Zenith Repo, LLC, PO Box 12345, SLC Utah