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Mortgage Recast Calculator

  1. Calculators
  3. Mortgage Recast Calculator

When you recast your mortgage, you'll keep the same interest rate and restart your loan term with your current loan balance. This will lower your monthly payment. Recasting may be an alternative to refinancing.

1. Current Loan Details

Original Loan Amount
$ 0

Current Balance

Interest Rate
Loan Term (Years)
June
Start Month
2021
Start Year

2. Additional Principal

Note
Many lenders require a fee (~$250-$500) and minimum Additional Principal payment in order to recast your loan.
Additional Principal
June
Start Month
2026
Start Year
Calculator Link & Numbers Copied to Clipboard!
Calculator Link Copied to Clipboard!

Recast Results

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Quote Booster, Zenith Repo, LLC is a marketing platform for mortgage professionals — not a lender, mortgage broker, or financial advisor. Rate data and comparisons may be sourced from third parties, are for informational purposes only, may be delayed, inaccurate, or incomplete, and do not constitute an offer or commitment to lend. Nothing here is binding or constitutes financial advice. Consult a licensed & qualified professional before making financial decisions.